We offer corporate funding to retailers and business restructuring loans to black owned businesses as well as to emerging historically disadvantaged entrepreneurs.
We also offer working capital finance to entities to assist them to deal with their short term debts and ensure that the entities continue to trade and generate income.
We offer debt facilitation loans against shares of the companies which require credit to be extended to them. This nature of funding can be arranged against shares of the companies wherein the shares are pledged to Phukgama. The funds advanced by Phukgama in consideration of this can be utilized for any business purpose required by the said company.
We also offer all other credit as permitted by the National Credit Act, 2005 and in accordance with the license issued to Phukgama by the National Credit Regulator of South Africa.
We also offer private equity services in raising private equity and venture capital for clients from appropriate funding agencies. We ensure proper structuring and presentation of the deal, establish feasibility of business model, approach and negotiate with private equity funds to obtain the best-possible deal.
We offer venture capital services which involves money being provided by investors to startup firms and small businesses with perceived, long- term growth potential. This is a very important source of funding for start-ups that do not have access to capital markets. It typically entails high risk for the investor, but it has the potential for above-average returns.